Try our financial calculators!


Please try our wide variety of financial calculators. Interactive calculations, dynamic graphs, and fully customizable reports are just a few of the features that make our calculators stand out!


Taxes & Payroll


Canadian 2010/2011 Tax Calculator

How much tax will you pay this year? Will you get a refund? Enter your filing status, income, deductions and credits and we will estimate your total taxes for the year.


Canadian Payroll Deductions Calculator

The Payroll Deductions Online Calculator (PDOC) calculates federal and provincial payroll deductions for all provinces (except for Quebec), and territories based on the information you provide.


Business Planning


Sales Volume Break-Even Analyzer 

How many units of your product must be sold to make a profit. See a detailed list of the profit generated at each sales volume level.

Commercial Loan Calculator 

Use this calculator to see if you qualify for a new commercial loan by evaluating your debt service coverage.

Cash Flow Calculator 
Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.

Working Capital Calculator 
Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.

Profit Margin Calculator 
This calculator helps you determine the selling price for your products to achieve a desired profit margin.

Lease Vs. Buy Analyzer 
Should you lease or buy your equipment? Use this interactive problem solver to find out!

Financial Ratios 
Financial ratios are used as indicators that allow you to zero in on areas of your business that may need attention. Take a look at 10 different financial ratios in areas such as solvency, liquidity, operational efficiency and profitability.

Marketing Campaign Profitability Analyzer
Analyze the return on a direct marketing campaign. This interactive calculator will help you determine if your marketing plan will be profitable.

Inventory Analysis 
This calculator helps you determine how much inventory you should hold, and when you should place inventory orders.

Business Valuation
This calculator creates a possible market valuation for your business by determining how much your future cash flow is worth today. 


Personal Finance


Home Budget Analyzer 
One of the most important aspects of controlling your budget is to determine where your money is going. This interactive problem solver helps you do just that.

Should My Spouse Work? Calculator 
This calculator is designed to help you see the financial impact of adding, or removing, a spouse's income to your household.

Life Insurance Needs Estimator 
How much life insurance do you need? Enter your current assets, expenses, income and let us help you determine how much life insurance you need.

Checkbook Balancer 
Let us help you balance your checkbook.

Savings Calculator 
What will it take to reach your savings goal? Enter in your savings plan and view graphically your financial results.

Savings After Inflation And Taxes? 
Use this interactive problem solver to determine how much your savings will be worth with these two important variables in mind.

Lunch Savings 
One of the best ways to increase your savings is to spend less. Even a simple change such as bringing a bagged lunch to work a few times a week can make a difference. This calculator illustrates how a little lunch savings can go a long way.

Debt Consolidation Financial Calculator 
Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.

Accelerate Debt Payoff 
This calculator can show you how to accelerate your debt payoff. Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full.

Roll-Down Your Credit Card Debt! 
This calculator applies two simple principles to paying off your credit card debt.

Credit Card Pay Off 
Find the best repayment options to pay off your credit card balance.


College Saving


College Savings Planner 
Saving for your children's education requires a long term plan. And like saving for retirement - the earlier you start your plan the better! Use this calculator to help develop and fine tune your education savings plan.

Student Budget Calculator 
Use this calculator to help analyze your budget as a full-time student. This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution. This calculator allows you to input your expenses and income for an eight-month school year running from September through April.


Retirement


Retirement Planner 
Do you know what it will take to create a healthy retirement? Use this interactive problem solver to help you create your retirement plan.

Cost of Delaying Savings 
This calculator helps show you how much postponing your retirement savings plan can really cost you.

Retirement Income 
Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.

Social Security Benefits Estimator 
Estimate how much money you'll receive from Social Security when you retire.

Traditional IRA Calculator 
An IRA can be an effective retirement tool. Contributing to a Traditional IRA can create a current tax deduction, plus it provides for tax deferred growth.

Required Minimum Distribution 
The IRS requires that you withdraw at least a minimum amount - known as a Required Minimum Distribution - from your retirement accounts annually, starting the year you turn age 70-1/2. Determining how much you are required to withdraw is an important issue in retirement planning.

Variable Annuity Calculator 
Contributing to a Variable Annuity creates long term tax deferred growth. See how a Variable Annuity might fit into your retirement plan.

Become A Millionaire
What will it take to save one million dollars? Enter in your current savings plan and view graphically your financial results for each year until you retire! 


Estate Planning


Estate Tax Planning 
Estate tax planning is very important to preserving your wealth for future generations. Knowing your potential estate tax liability is a great place to start your estate tax plan.



Home Mortgage


Rent vs. Buy 
Should you rent or should you buy your home? It takes more than looking at your mortgage payment to answer this question. This calculator helps you weed through the fees, taxes, and monthly payments to help you make a good financial decision.

Mortgage Qualifier 
The first step in buying a house is determining your budget. This interactive problem solver steps you through the process of finding out how much you can borrow.

Mortgage Refinance Analyzer 
Should you refinance your mortgage? Find out how much money you'll save and how long it will take to breakeven on a mortgage refinance?

Mortgage Reduction Analyzer 
Save thousands of dollars in interest by increasing your monthly payment. Find out how much sooner you will pay off your mortgage by making extra payments?

Mortgage Comparison: 15 years vs. 30 years 
Determining which mortgage term is right for you can be a challenge. Use this calculator to compare these two mortgage terms, and let us help you decide which term better for you.

Mortgage Points Evaluator
Should you pay points? This calculator helps you determine if you should pay for points, or use the money to increase your down payment. 


Car Loan


Auto Loan Analyzer 
Determine how much car you can afford to buy based on your desired monthly payment.

Auto Loan Vs. Home Equity Loan 
Home equity loans often have lower interest rates than auto loans and the interest may be tax deductible. Find out how much you can save.

Auto Lease Vs. Buy Analyzer 
Should you lease or buy your car? Use this interactive problem solver to find out!


Loan


Loan Prequalification Calculator 
Use this calculator as your first step in determining your ability to qualify for a loan. While this calculator can't guarantee you will qualify for your new loan, it is a good check point to see if it is within your means.

Loan Amortization Calculator 
Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment. You can then examine your principal balances by payment, total of all payments made, and total interest paid. Press the report button to see a monthly payment schedule.

Loan Comparison Calculator 
This calculator will sort through the monthly payments, fees and other costs associated with getting a new loan. By comparing these important variables side by side, this calculator can help you pick the loan that works best for you.

Alternative Payment Frequencies
Use this calculator to determine your payment or loan amount for different payment frequencies. You can make payments weekly, bi-weekly, semi-monthly, monthly, bi-monthly, quarterly, semi-annually or annually. You can then examine your principal balances by payment, total of all payments made, and total interest paid.